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Good design doesn't have to cost a fortune, you can pick up something like this B&Q retro-styled Zodiac pull-down pendant light for under £50.
It's a great piece of 70-style design – just check any old movie from the early 70s (or indeed design books of the period) and you'll be certain to find something similar. For your money, you get that chrome shade and an adjustable black flex, as well as the handle for pulling down, should you need more light (over a dining table for example).
Suitable for use with a dimmer and with energy-saving bulbs, the Zodiac is yours for £44.98.